04 19 2014
  10:56 pm  

Is This a Good Time to Refinance?

Finance refinancing your home

Interest rates often fall during tough economic times. That's good news for homeowners who would like to shave a few dollars off their monthly mortgage payments. That's because when interest rates fall, it's time to consider refinancing your mortgage loan. If you can find a loan with a lower interest rate, your regular payments will drop. However, refinancing is only a good idea under the right circumstances. The Oregon Society of CPAs offers some advice on deciding whether the time is right. . . .

Read more: Is This a Good Time to Refinance?

Report Finds Economic Depression for People of Color

For people of color in the United States today, there is no economic recession. In fact, non-White households are being hit with a full-blown depression.
That's the conclusion of "State of the Dream 2009: The Silent Depression," the sixth annual Martin Luther King, Jr. Day report from United for a Fair Economy.
For African Americans in particular, the current financial crisis "equals or exceeds the Great Depression of 1929," the report says. Almost 12 percent are unemployed ...

Read more: Report Finds Economic Depression for People of Color

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